Stock Options

Are you an executive heavily compensated in company stock? It's easy to find yourself over-concentrated, with your salary, benefits, and future all tied to your company. This can lead to significant financial risks and major tax headaches when your RSUs and PSUs vest or when you sell them, resulting in massive capital gains taxes. To address this, you need a strategy to move those highly concentrated positions out of the company. The mental hurdle of selling your company's stock can be tough, but diversification is key to reducing your risk. An experienced advisor can help you tackle this strategically and without emotion. Additionally, strategies like direct indexing can help offset the capital gains tax hit by carefully harvesting losses to balance out gains. If your advisor isn’t discussing these strategies with you, it’s time to get a second opinion. Our registered TRIPP Process® takes into account asset allocation, tax planning, and your overall financial goals. Don’t wait until it’s too late. We can run your specific situation through our sophisticated tax planning software and create your personal tax map. Contact us today to schedule your meeting.