Are you facing the stress of a sudden job loss? You're not alone. At Keystone, you have support through this transition. We understand this is more than just a career setback – it's a personal and financial upheaval that can leave you feeling lost. • Severance Considerations: Did you know your severance is taxed as a lump sum like ordinary income? We'll show you how to make sense of your options and plan ahead for financial security. • IRA Management: Taking control of your IRA is crucial. Leaving it with your previous employer could lead to unexpected consequences. Let's help safeguard your financial future by putting it in your own hands. • Unemployment Support: Deciding whether to apply for unemployment benefits can be daunting. Let us assist you in understanding the process and navigating the tax implications, ensuring you make informed decisions. • Preparation is Key: Proactive steps can make all the difference when it comes to facing job loss. Whether it's anticipating corporate changes or recognizing signs of restructuring, planning ahead empowers you with choices. We recently worked with a client who chose to take severance during their company’s restructuring. Our planning software showed they could retire early with the payout – what a pleasant surprise! We can run scenarios for you too, to help find the best path forward. Remember- amidst the uncertainty, you have options. Don't hesitate to reach out! Let's tackle this challenge together.